{
  "version": 1,
  "provenance": {
    "kind": "fully_synthetic",
    "reference_date": "2026-01-01",
    "generator": "scripts/build_demo.py",
    "currency": "MXN",
    "seed": 42,
    "description": "Fixed fictional fixtures; no real company finances, live database, or empirical findings.",
    "query_schema": "Illustrative Neo4j mapping: Person/Company/Loan nodes, OWNS/GUARANTEES/CONTROLS/SHAREHOLDER edges; distinct from historical Spanish schema."
  },
  "scenarios": [
    {
      "id": "control",
      "title": {
        "en": "Shared control",
        "es": "Control compartido"
      },
      "observation": {
        "en": "Three companies borrow separately. The same person controls all three.",
        "es": "Tres empresas tienen créditos separados. Una misma persona controla las tres."
      },
      "consequence": {
        "en": "MXN 1,800,000 belongs to one connected group. Shared control deserves a combined review.",
        "es": "MXN 1,800,000 pertenecen a un grupo conectado. El control común merece una revisión conjunta."
      },
      "review": {
        "en": "Check group limits and dependence on the controller before assuming diversification.",
        "es": "Revisar los límites del grupo y la dependencia del controlador antes de asumir diversificación."
      },
      "nodes": [
        {
          "id": "P01",
          "label": "Alex Rivera",
          "type": "person"
        },
        {
          "id": "C01",
          "label": "Lumen",
          "type": "company"
        },
        {
          "id": "C02",
          "label": "Norte",
          "type": "company"
        },
        {
          "id": "C03",
          "label": "Prisma",
          "type": "company"
        },
        {
          "id": "L01",
          "label": "L01",
          "type": "loan"
        },
        {
          "id": "L02",
          "label": "L02",
          "type": "loan"
        },
        {
          "id": "L03",
          "label": "L03",
          "type": "loan"
        }
      ],
      "edges": [
        {
          "source": "C01",
          "target": "L01",
          "type": "owns"
        },
        {
          "source": "C02",
          "target": "L02",
          "type": "owns"
        },
        {
          "source": "C03",
          "target": "L03",
          "type": "owns"
        },
        {
          "source": "P01",
          "target": "C01",
          "type": "controls"
        },
        {
          "source": "P01",
          "target": "C02",
          "type": "controls"
        },
        {
          "source": "P01",
          "target": "C03",
          "type": "controls"
        }
      ],
      "loans": [
        {
          "id": "L01",
          "borrower": "Lumen",
          "borrower_id": "C01",
          "amount_mxn": 600000,
          "relationship": {
            "en": "Shared controller",
            "es": "Controlador común"
          }
        },
        {
          "id": "L02",
          "borrower": "Norte",
          "borrower_id": "C02",
          "amount_mxn": 800000,
          "relationship": {
            "en": "Shared controller",
            "es": "Controlador común"
          }
        },
        {
          "id": "L03",
          "borrower": "Prisma",
          "borrower_id": "C03",
          "amount_mxn": 400000,
          "relationship": {
            "en": "Shared controller",
            "es": "Controlador común"
          }
        }
      ],
      "metrics": {
        "exposure_mxn": 1800000,
        "loan_count": 3,
        "borrower_count": 3
      },
      "query": "MATCH (c:Person)-[:CONTROLS]->(e:Company)\nWITH c, collect(DISTINCT e) AS companies\nWHERE size(companies) >= 2\nUNWIND companies AS e\nMATCH (e)-[:OWNS]->(p:Loan)\nWITH c, collect(DISTINCT p) AS loans\nRETURN c.id, reduce(total = 0, p IN loans | total + p.amount_mxn) AS exposure_mxn"
    },
    {
      "id": "chain",
      "title": {
        "en": "Guarantee chain",
        "es": "Cadena de garantías"
      },
      "observation": {
        "en": "Alex guarantees Sam’s loan. Sam guarantees Noa’s. Follow the chain to see both obligations.",
        "es": "Alex garantiza el crédito de Sam. Sam garantiza el de Noa. Sigue la cadena para ver ambas obligaciones."
      },
      "consequence": {
        "en": "MXN 390,000 is connected. Alex’s guarantee does not automatically extend to Noa’s debt.",
        "es": "MXN 390,000 están conectados. La garantía de Alex no se extiende automáticamente a la deuda de Noa."
      },
      "review": {
        "en": "Check what each guarantee covers and whether each guarantor could afford a claim.",
        "es": "Revisar qué cubre cada garantía y si cada garante podría responder a una reclamación."
      },
      "nodes": [
        {
          "id": "P11",
          "label": "Alex Sol",
          "type": "person"
        },
        {
          "id": "P12",
          "label": "Sam Vega",
          "type": "person"
        },
        {
          "id": "P13",
          "label": "Noa Mar",
          "type": "person"
        },
        {
          "id": "L11",
          "label": "L11",
          "type": "loan"
        },
        {
          "id": "L12",
          "label": "L12",
          "type": "loan"
        },
        {
          "id": "L13",
          "label": "L13",
          "type": "loan"
        }
      ],
      "edges": [
        {
          "source": "P11",
          "target": "L11",
          "type": "owns"
        },
        {
          "source": "P12",
          "target": "L12",
          "type": "owns"
        },
        {
          "source": "P13",
          "target": "L13",
          "type": "owns"
        },
        {
          "source": "P11",
          "target": "L12",
          "type": "guarantees"
        },
        {
          "source": "P12",
          "target": "L13",
          "type": "guarantees"
        }
      ],
      "loans": [
        {
          "id": "L11",
          "borrower": "Alex Sol",
          "borrower_id": "P11",
          "amount_mxn": 90000,
          "relationship": {
            "en": "Alex’s own loan",
            "es": "Crédito propio de Alex"
          }
        },
        {
          "id": "L12",
          "borrower": "Sam Vega",
          "borrower_id": "P12",
          "amount_mxn": 120000,
          "relationship": {
            "en": "Guaranteed by Alex",
            "es": "Garantizado por Alex"
          }
        },
        {
          "id": "L13",
          "borrower": "Noa Mar",
          "borrower_id": "P13",
          "amount_mxn": 180000,
          "relationship": {
            "en": "Guaranteed by Sam; indirect link to Alex",
            "es": "Garantizado por Sam; vínculo indirecto con Alex"
          }
        }
      ],
      "metrics": {
        "exposure_mxn": 390000,
        "loan_count": 3,
        "borrower_count": 3
      },
      "query": "// Two explicit guarantee obligations, not transferred liability\nMATCH (a:Person)-[:GUARANTEES]->(p:Loan)<-[:OWNS]-(b:Person),\n      (b)-[:GUARANTEES]->(q:Loan)<-[:OWNS]-(c:Person)\nWHERE a <> b AND b <> c AND a <> c\nRETURN DISTINCT a.id, p.id, b.id, q.id, c.id"
    },
    {
      "id": "cycle",
      "title": {
        "en": "Circular guarantees",
        "es": "Garantías circulares"
      },
      "observation": {
        "en": "Three borrowers guarantee one another in a closed loop. Every guarantor is inside the group.",
        "es": "Tres deudores se garantizan mutuamente en un ciclo cerrado. Todos los garantes están dentro del grupo."
      },
      "consequence": {
        "en": "MXN 360,000 relies on support within the group. The loop alone does not establish zero recovery.",
        "es": "MXN 360,000 dependen del respaldo interno del grupo. El ciclo por sí solo no implica una recuperación nula."
      },
      "review": {
        "en": "Check independent assets, collateral, and contract terms before relying on these guarantees.",
        "es": "Revisar activos independientes, colaterales y contratos antes de confiar en estas garantías."
      },
      "nodes": [
        {
          "id": "P21",
          "label": "Ari Luna",
          "type": "person"
        },
        {
          "id": "P22",
          "label": "Dani Lago",
          "type": "person"
        },
        {
          "id": "P23",
          "label": "Ren Cruz",
          "type": "person"
        },
        {
          "id": "L21",
          "label": "L21",
          "type": "loan"
        },
        {
          "id": "L22",
          "label": "L22",
          "type": "loan"
        },
        {
          "id": "L23",
          "label": "L23",
          "type": "loan"
        }
      ],
      "edges": [
        {
          "source": "P21",
          "target": "L21",
          "type": "owns"
        },
        {
          "source": "P22",
          "target": "L22",
          "type": "owns"
        },
        {
          "source": "P23",
          "target": "L23",
          "type": "owns"
        },
        {
          "source": "P21",
          "target": "L22",
          "type": "guarantees"
        },
        {
          "source": "P22",
          "target": "L23",
          "type": "guarantees"
        },
        {
          "source": "P23",
          "target": "L21",
          "type": "guarantees"
        }
      ],
      "loans": [
        {
          "id": "L21",
          "borrower": "Ari Luna",
          "borrower_id": "P21",
          "amount_mxn": 100000,
          "relationship": {
            "en": "Guaranteed by Ren",
            "es": "Garantizado por Ren"
          }
        },
        {
          "id": "L22",
          "borrower": "Dani Lago",
          "borrower_id": "P22",
          "amount_mxn": 120000,
          "relationship": {
            "en": "Guaranteed by Ari",
            "es": "Garantizado por Ari"
          }
        },
        {
          "id": "L23",
          "borrower": "Ren Cruz",
          "borrower_id": "P23",
          "amount_mxn": 140000,
          "relationship": {
            "en": "Guaranteed by Dani",
            "es": "Garantizado por Dani"
          }
        }
      ],
      "metrics": {
        "exposure_mxn": 360000,
        "loan_count": 3,
        "borrower_count": 3
      },
      "query": "MATCH (a:Person)-[:GUARANTEES]->(p:Loan)<-[:OWNS]-(b:Person),\n      (b)-[:GUARANTEES]->(q:Loan)<-[:OWNS]-(c:Person),\n      (c)-[:GUARANTEES]->(r:Loan)<-[:OWNS]-(a)\nWHERE a.id < b.id AND a.id < c.id AND b <> c\nRETURN a.id, b.id, c.id, p.id, q.id, r.id"
    },
    {
      "id": "hub",
      "title": {
        "en": "Company hub",
        "es": "Empresa compartida"
      },
      "observation": {
        "en": "One company connects three shareholders with personal loans. Two also guarantee each other.",
        "es": "Una empresa conecta a tres accionistas con créditos personales. Dos también se garantizan mutuamente."
      },
      "consequence": {
        "en": "MXN 1,650,000 is linked to the company and its shareholders. Ownership signals a dependency, not a measured loss.",
        "es": "MXN 1,650,000 están vinculados a la empresa y sus accionistas. La participación indica dependencia, no una pérdida medida."
      },
      "review": {
        "en": "Check income dependence, liquidity, and direct guarantees. Count each loan once, even across multiple paths.",
        "es": "Revisar dependencia de ingresos, liquidez y garantías directas. Contar cada crédito una vez, aunque existan varias rutas."
      },
      "nodes": [
        {
          "id": "P31",
          "label": "Sol Alba",
          "type": "person"
        },
        {
          "id": "P32",
          "label": "Cris Ríos",
          "type": "person"
        },
        {
          "id": "P33",
          "label": "Paz Sierra",
          "type": "person"
        },
        {
          "id": "C31",
          "label": "Faro",
          "type": "company"
        },
        {
          "id": "L31",
          "label": "L31",
          "type": "loan"
        },
        {
          "id": "L32",
          "label": "L32",
          "type": "loan"
        },
        {
          "id": "L33",
          "label": "L33",
          "type": "loan"
        },
        {
          "id": "L34",
          "label": "L34",
          "type": "loan"
        }
      ],
      "edges": [
        {
          "source": "C31",
          "target": "L31",
          "type": "owns"
        },
        {
          "source": "P31",
          "target": "L32",
          "type": "owns"
        },
        {
          "source": "P32",
          "target": "L33",
          "type": "owns"
        },
        {
          "source": "P33",
          "target": "L34",
          "type": "owns"
        },
        {
          "source": "P31",
          "target": "C31",
          "type": "shareholder"
        },
        {
          "source": "P32",
          "target": "C31",
          "type": "shareholder"
        },
        {
          "source": "P33",
          "target": "C31",
          "type": "shareholder"
        },
        {
          "source": "P31",
          "target": "L33",
          "type": "guarantees"
        },
        {
          "source": "P32",
          "target": "L32",
          "type": "guarantees"
        }
      ],
      "loans": [
        {
          "id": "L31",
          "borrower": "Faro",
          "borrower_id": "C31",
          "amount_mxn": 1200000,
          "relationship": {
            "en": "Company’s own loan",
            "es": "Crédito de la empresa"
          }
        },
        {
          "id": "L32",
          "borrower": "Sol Alba",
          "borrower_id": "P31",
          "amount_mxn": 150000,
          "relationship": {
            "en": "Shareholder; guaranteed by Cris",
            "es": "Accionista; garantizado por Cris"
          }
        },
        {
          "id": "L33",
          "borrower": "Cris Ríos",
          "borrower_id": "P32",
          "amount_mxn": 200000,
          "relationship": {
            "en": "Shareholder; guaranteed by Sol",
            "es": "Accionista; garantizado por Sol"
          }
        },
        {
          "id": "L34",
          "borrower": "Paz Sierra",
          "borrower_id": "P33",
          "amount_mxn": 100000,
          "relationship": {
            "en": "Shareholder’s own loan",
            "es": "Crédito de accionista"
          }
        }
      ],
      "metrics": {
        "exposure_mxn": 1650000,
        "loan_count": 4,
        "borrower_count": 4
      },
      "query": "MATCH (e:Company {id: 'C31'})\nOPTIONAL MATCH (c:Person)-[:SHAREHOLDER]->(e)\nWITH e, collect(DISTINCT c) + [e] AS borrowers\nUNWIND borrowers AS borrower\nMATCH (borrower)-[:OWNS]->(p:Loan)\nWITH collect(DISTINCT p) AS loans\nRETURN size(loans) AS loan_count,\n       reduce(total = 0, p IN loans | total + p.amount_mxn) AS exposure_mxn"
    }
  ]
}